Protection for the people and things that matter

Life, auto and business insurance from licensed partners.

papscashback connects you with licensed insurers and authorised providers for life, auto, health and business cover. We help you understand the options, request quotes, and keep your policies and renewals in one place.

Who it's for

  • Individuals and families who want life or health cover
  • Vehicle owners who need third-party cover or full comprehensive protection
  • Businesses protecting stock, equipment, staff and premises
  • Landlords and property owners

What's available

  • Life insurance: term, whole-life and family protection plans, depending on the insurer
  • Auto insurance: third-party, third-party fire and theft, and comprehensive
  • Health and medical cover for individuals, families and groups
  • Business insurance: fire, burglary, goods-in-transit, public liability and more
  • Travel and personal accident cover where offered by partners

How it works

  1. 1Tell us what you want to protect and your budget.
  2. 2We connect you with licensed partners for quotes.
  3. 3Compare what is covered, what is excluded, and the premium.
  4. 4Complete the insurer's application and pay the premium.
  5. 5Receive your policy documents and keep them in your papscashback record.
  6. 6Get renewal reminders before your cover expires.

Documents usually needed

Valid ID · TIN · vehicle registration and licence for auto cover · health information where the insurer requires it · business registration and asset details for business cover · bank or MoMo details for premium payments.

Good to know

  • Third-party motor insurance is a legal requirement for vehicles on Ghana's roads.
  • Insurance is provided by licensed insurers, not by papscashback.
  • Cover, exclusions and claim terms are set by the insurer in your policy document.
  • Membership is free: insurance offers are not gated behind paid tiers.

Be careful

  • Read the policy document and exclusions before you pay.
  • Check the insurer is licensed by the National Insurance Commission.
  • Never pay premiums to individuals; pay the insurer through its official channels.
  • Cashback or rewards on insurance, where offered, never changes your cover, premium or claim.

FAQs

Related

Financial services note

papscashback connects you with partner institutions and professionals. Approval, rates, fees and terms are set by the partner and depend on your circumstances. This page is general information, not financial, legal or tax advice.

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