One network for everyday life in the world. Your spending earns cashback, businesses go digital and win customers, and agents earn by bringing both on board — rides, shopping, payments and funding, all in one app.
Want to earn? Become a Papscash driverMove the slider to your trip distance and pick a ride class. You get an instant fare range and an estimated trip time.
Estimated fare
GH₵ 30.91 – GH₵ 37.63
Trip time
22 min
Estimate only. Your final fare depends on the actual route, traffic and waiting time.
Your spending earns cashback, businesses go digital and win customers, and agents earn by bringing both on board — rides, shopping, payments and funding, all in one app.
Each button installs the Papscash web app straight to your device — no store download needed.
Point your phone camera at the code to open the Papscash installation page.
Or open it on this deviceNo more calls to taxi services or street hailing in Ghana
You don't need to negotiate the price — you already know it while requesting a ride
See the driver's location before his arrival or track your location during the ride
Choose consumer, agent or business. Setup takes minutes and works on any phone.
Consumers shop and pay at partner merchants. Businesses sell and attract customers. Agents bring both onto the platform.
Cashback and commissions appear in your dashboard, pending until the merchant confirms the sale.
Cash out to mobile money or use your balance on the papscashback marketplace.
PapsCom
Chat, message, comment and like to earn cashback and Papscash pool points, then use your points to buy eligible products on PapsCom.
Sponsored promotion
Lawyers going live on PapsCom
Consumers get rewards, merchants get customers and agents earn from both sides — so every group has a reason to bring in the next. Rewards come only from verified transactions, never from sign-ups, clicks or claims.
Enter your city or neighbourhood to find a Papscash agent who can set up your cashback account, onboard your business and sort out wallet questions face to face.
Our agent directory is still filling up. Become an agent and your city or neighbourhood will show up here.
Papscash Food Marketplace
Sponsored promotion
Party jollof rice with grilled tilapia
Order from restaurants and food vendors near you on Papscash.
papscashback is more than a ride. It is a whole network — transport, shopping, payments, funding and referrals, all rewarding you in one wallet.
Taxis, transfers and delivery across Ghana
7 shopping categories, cashback on eligible orders
Video meetings and webinars, US and UK only
Earn commission on qualifying members you sign up
Group discounts on insurance, data and more
Connect your store or POS, get your own branded card
Real estate funding to buy or build a home
Vehicle financing and auto insurance deals
Start or grow a YouTube channel as a business
Own a papscashback franchise in your town
Advertise directly to papscashback members
Tax filing help from our team
Pay membership, loans or orders and earn cashback
$0.83 cashback for every friend who joins

Buy in Bulk. Trade Globally. Grow Your Business.
Connect directly with manufacturers, factories, verified suppliers, wholesalers, and international buyers. Discover competitive bulk prices, request quotations, and expand your business across borders.
Import factory-direct this quarter with Papscash Global Trade
Verified exporters, bulk price tiers and sea freight quotes in one place. Our trade team handles sourcing, inspection and documentation on both ends of the route.
Start importingSelected wholesale products
Browse all wholesaleElectronics
Wholesale LED Bulbs 9W E27 (warm or cool white)
USD 1.75 / unit
Min. order 100 units
Renewable Energy
Monocrystalline Solar Panel 550W
USD 68 / piece
Min. order 50 pieces
Medical Supplies
Disposable Nitrile Gloves (100-count boxes)
USD 4.5 / box
Min. order 200 boxes
Automotive
Passenger Car Tyres 195/65 R15
USD 28 / piece
Min. order 200 pieces

Papscash Stays
Discover rooms, apartments, holiday homes, and short-stay accommodation. Enjoy exclusive discounts and earn 5% cashback on eligible completed stays.
Explore StaysStudents, health workers, companies, lawyers and government teams already meet on Papscash. HD video meetings, screen sharing and clear audio on every device.
Papscashback Live Learning
Do you have a skill, qualification, talent, or experience that other people want to learn? Join Papscashback Live Learning, create your teaching profile, go live, share your knowledge with learners around the world, and earn rewards through eligible teaching activities.

Teach live online
Lead interactive classes with learners anywhere in the world.

Share practical skills
Demonstrate trades and hands-on techniques in real workshops.

Train the next builders
Teach coding, data, design and digital skills that employers need.

Grow with agriculture
Pass on farming and agribusiness knowledge from the field.
Cashback on everyday spending — rides, groceries, online shopping and electronics. Pick a category, enter what you spend and watch your rewards add up in one wallet.
5% back on every ride — funded by papscashbackExplore Transport
Rewards start as pending and are released to your wallet only after the merchant confirms the sale. Cashback is capped at$16.67 per user per month and subject to the programme rules — sign-ups, clicks and unverified claims never earn.
Start earning todayPapsCash Virtual Visa Card
Sponsored promotion
Matte-black PapsCash virtual Visa card floating on a dark background
Shop on any other platform and earn cashback, straight from your Papscash wallet.

A link that shows the car, the plate number and your live location
Alerts your emergency contact and our safety team with your live location — a welfare call follows
A 4-digit code you tell your driver, so nobody else can take your trip
If we notice a long stop during your ride, we check in with you: are you OK? Help is one tap away
Call your driver through the app — your phone number always stays hidden
Our team of specialists will assist you any time day and night
Licence, vehicle registration, insurance and road-worthiness checked before the first trip
Taxi and Ride-hailing
Ride cashback is issued server-side, only once a trip is completed and paid, and every reward appears in your Cashback Pool. See the Transport sector for everything Papscash Ride offers.
Min fare
$0.42
Per-trip cap
$0.17
Daily cap
$0.50
Cashback is earned on completed, paid trips only. Cancelled trips and trips under the minimum fare earn nothing. Daily caps apply.
How ride cashback works
Taxi and Ride-Hailing
Ride with any of our riders and get a cashback and Papscash point pool. Use your pool points to buy eligible products here on PapsCom.
Sponsored promotion
Ride the streets with Papscash branded riders
Real trips, clear fares and cashback in the same wallet. Here is what riders tell us after their journeys.
I see the fare before I book, no haggling in traffic. My ride home from work takes two taps now.
The driver arrived in four minutes during rush hour. I have never had to stand on the roadside waiting again.
Sharing my trip with my family while I travel at night is the reason I keep using Papscash Ride.
Cashback on every completed trip adds up faster than I expected. It goes straight into my wallet.
I book rides for my deliveries and pay from one wallet. Clear prices and a receipt every single time.
Booking to the airport the night before means no stress in the morning. The driver was on time, twice.
Membership and User Benefits
Access your existing services, relevant offers and every wallet from one interface — the Wallet Hub. There is no membership fee to access your wallet: membership is what your account already includes, on the terms that already apply.
Eligible services and wallet sections
Wallet Hub
All your wallets and transaction history
Cashback Pool
Every reward you have earned
PapsCash Wallet
Top up, send and cash out
Marketplace
Shop with cashback offers
Papscash Ride
Rides that can earn cashback
Papscash Meet
Meetings, events and rewards
Meet rewards
How Meet rewards work
Transport sector
All transport services
Agents
Earn as an agent or affiliate
Transaction history for every wallet lives in the Wallet Hub, and each service keeps its own full account pages.
Member benefits
Log in to see your cashback activity, referral activity and transaction history in one place.
Available offers right now
Download the papscashback app on iOS and Android now to book your ride instantly — and earn cashback on every trip.
Pay any way you like — and earn cashback when you pay through the app.

Download the papscashback app on iOS and Android now to book your ride instantly.
Pickup areas include Osu, Kotoka Airport, Madina, Circle, Achimota, Kaneshie, Labone, East Legon and Spintex.

Recurring earnings from eligible referral activity — for members, agents and businesses.
Earn $0.83 in cashback for every friend who joins with your personal code and completes their first qualifying transaction. Share your code and link — papscashback.com/join/PAPS… — straight from the app.
Introduce users and businesses and earn commission on their qualifying activity. Move the sliders to see what that could be worth each month.
Commissions are calculated only from verified, eligible platform revenue under a valid commercial agreement and the current programme policy. Earnings are not guaranteed, can be zero, can be reduced by refunds, and may change or end. Taking part is not an investment.
This app is a life saver :)) I stopped being always late because of no taxis in the streets. Now, with online request, it's much easier
Booking a ride with this service is a breeze. I like the simplicity, especially during busy days
Hassle-free rides with great drivers and the cashback is a lovely bonus on top.

Primary currency
$ USD — US Dollar
Click any country to view its currency and set it as your primary currency. US Dollar ($) is the default and all amounts shown on this page update instantly.
The short version of how rewards are earned, confirmed and paid out.
Cashback is subject to the offer terms and our Terms of Service.
Install PapsCashback on your phone for faster access to your cashback, wallet, marketplace, rides, and rewards.
You can install any time from the Get the App section on the home page.